Debt Counselling is subject to the National Credit Act and enforced by the National Credit Regulator (NCR). It has been enacted to assist consumers who are facing debt problems
Debt consolidation
We reduce your debts into one, more affordable payment. If you are over-indebted, blacklisted or have a bad credit record we can assist you. We consolidate for you without additional loans that can worsen your situation
Debt management
Entails how we manage your debt after signing with us. We act on your behalf with regards to your debts between you and your credit providers. We stop those threatening phone calls from your credit providers
How it Works
STEP 1
Complete Debt Assessment
Complete our online form or contact us and have one of our agents run through the application for you
STEP 4
Finally
Our specialist Attorney will apply for a court order, this will provide protection under the National Credit Act.
STEP 2
We sill assess your situation
We will review and evaluate your information and determine what will best suit your exact needs.
STEP 5
Debt Management
We will monitor your progress through the Debt Management phase where balances will be updated regularly, credit bureau updated, settlements.
STEP 3
Negotiation
We will negotiate with your Credit Providers and setup an affordable monthly repayments based on your current living expenses.
Here are some of the Credit Providers we assist with